Retirement

Retirement

Retirement should be one of the most exciting times of your life.

You’ve worked all your life and it’s time to enjoy the fruits of your labour. So how much do you need to survive?

This is an important question, but it’s not as important as ‘how much do I spend now?’.

Pre-retirees are one of the most common customers of our ‘cash flow’ service. It is imperative that people planning their retirement do some work to establish their cost of living and what other goals they have for retirement.

Once we work out your spending habits, your retirement plans and goals, it’s easy to formulate how much money you’ll need to enjoy life on a passive income.

When your employment income is gone, you’ll need a pool of assets to draw on and superannuation is a big one for most people.

The balance between running your investments through your superannuation for taxation benefits and maximising your Centrelink entitlements can be tricky.

With the Government-assisted pension age getting further and further away there is more emphasis on people being able to stand on their own two feet. And if you’re planning on retiring before you’re 60, you’ll need a good plan for how to get across the gap to when you can access your superannuation entitlements and Centrelink.

how can we help you?

Contact us at the Fennell West office nearest to you or submit an enquiry online.

Fennell West was the first point of contact for our small business start-up. Ryan worked very closely with our team to make our dreams become a reality. We continue to have Fennell West supporting us in building our company and achieving our business and personal goals.

Chase Harty
Chace Harty
Director, 56 Bricks

Looking for a First-Class Financial Adviser?